My challenge card of the day:
“You have been offered a job. You need to find daycare for your 14-month old child starting next week. She is not potty trained. What are your options?”
My first thought, "I've got this". I’ve got a 3 year that is still in daycare. From our experience local options can be divided into two categories:
- Licensed daycare - I believe unsubsidized rates are around $64 per day from 12-18 months
- Home daycare - rates vary, from my experience $35-45 per day
We have experienced both home daycare and licensed daycare - we have had amazing experiences with both.
My challenge card did not provide any additional information regarding the type of job, wage, hours, etc. I’m going to go with minimum wage, full time employment, meaning I will need full time daycare. (Disclaimer: I understand this is not always - or maybe even usually - the scenario but the options could be endless with regards to hours, wage, etc so let’s go with this for now.).
Walking through the options:
- From my understanding there is only one licensed daycare in town that takes children aged 12-18 months, and even if I could afford the $64 per day, which I cannot on minimum wage, today is Saturday and I need care for Monday morning! Option number 1 = out. (With more time I would likely apply for a subsized spot, but I am not sure on the availability, eligibility, etc).
- Home daycare - I posted on the local Home Daycare Facebook group - this seemed to get people talking -some great replies. One shared idea outlined trading daycare between families as needed and even for skills / services (ex. esthetic services if that was your speciality). Another offered home daycare at a rate lower than I had heard of before - $30 per day.
Crunching the numbers: $14 per hour for an 8 hour day = $112 (before deductions). $30 per day is taking at approximately 30% of my daily income - OUCH!
Needless to say, the "I've got this" thought quickly faded ...
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